New Campaign Out Now! Desjardins Guarantee Advantage (MLTI) August 2026 Campaign

The August 2026 Guarantee Advantage campaign opened for deposits today!

The August 2026 Guarantee Advantage features table is attached which opened for deposits on May 21^st and closes for deposits on July 22^nd, 2026.

The initial date of the campaign is August 12^th, 2026.

Desjardins Guarantee Advantage

• Guaranteed minimum return or principal guaranteed at maturity (100% principal protection at maturity)
• Risk-free access to securities of well-established companies
• Higher return potential than fixed-interest term investments
• No portfolio management and no management fees
• 100% Death Benefit guarantee
• Deposits accepted until the age of 95 years less a day
• Eligible for registered and non-registered plans, including TFSAs
• Can be used as a tax deferral strategy for individuals and corporations
• Protected by Assuris
• Desjardins is the largest provider of market linked term investments in Canada with 25% market share

Returns_GA.pdf (updated every Friday)

Tracking returns calculator – Guarantee Advantage

Desjardins – Allocation simulator - RRIF income  (must be logged into Webi to use)

TermInvestmentContract.pdf (here you can see Desjardins GIA and Annuity Rates)

Here is the general link for Webi: Desjardins Insurance’s extranet for advisors | Webi

Guarantee Advantage & Annuities

P: 1-877-647-5435, option 1

F: 1-866-647-5092

savings@dfs.ca

Commission

The commission is paid at the time the deposits are invested in the special daily interest investment:

• For the term of 2 year and 2 days, the commission is 0.8%
• For the term of 3 year and 2 days, the commission is 1.2%
• For the term of 4 year and 2 days, the commission is 1.6%
• For the term of 5 year and 2 days, the commission is 2.0%
• For the term of 6 year and 2 days, the commission is 2.4%
• For the term of 7 year and 2 days, the commission is 2.8%
• No trailer fees